SmartPay – Simplifying Secure Online Payments with Speed and Ease
From easy consumer payments to efficient business collections — everything you need in one smart payment platform.
Experience the future of finance with our secure, efficient, and user-friendly financial services
Teknoloje Ventures (Private) Limited is a global provider of innovative IT solutions and cutting-edge services. We are a startup with focus on leveraging Blockchain and Big Data for the betterment of organizations. With vast experience in the ever-growing technology arena, our team is skilled in transforming business operations through state-of-the-art IT solutions ranging from cloud-based apps, mobile apps, and enterprise systems.
SmartPay, our cutting-edge platform, keeps your transactions secure, streamlined, and simple to manage—empowering you to stay on top of your daily liabilities and take control of your financial journey with confidence and ease.
Key Values and Vision
- Innovation
- Security
- User-Centric Design
- Transparency
- Payment Through ADCs
- Empowerment
Mission Statement
Our mission is to empower individuals and businesses by delivering secure, efficient, and user-friendly financial services.
In today's fast-paced digital world, staying ahead of the competition requires more than just basic technology. It demands innovative, efficient, and robust IT solutions that drive growth, enhance productivity, and secure your business future. Our state-of-the-art IT products are designed to do just that and more. Here’s why partnering with us will be the game-changer your business needs.
SmartPay is on a mission to make digital payment acceptance simple and convenient for businesses of all sizes.
With our state-of-the-art solutions, you get:
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Multiple Payment Acceptance Options
Through digital channels (ADCs), payment cards, bank accounts, and wallets.
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Seamless Integration — User-Friendly App, Zero to Minimal Development Needed!
Quick integration for web and mobile — get started with minimal development effort.
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Trusted Service Delivery Partners
In partnership with 1LINK, Faysal Bank, Meezan Bank and Payfast to ensure secure, reliable processing.
Let SmartPay handle your payment collection worries — so you can focus on growing your business.
Streamlined Process
Do not have to deal with several banks and instead get a convenient one window operation.
Financial Peace of Mind
Payment tracking, bill management, and valuable insights. The payment will be securely credited to the institution's account by the clearing bank.
Real-Time Reconciliation & Settlement
SmartPay allows institutions to focus on their core competencies while SmartPay handles all settlement and reconciliation with several banks for payments collection.
Security Features
With SmartPay, your payments are protected by bank-level security and processed solely through trusted, authorized banking channels—ensuring security and peace of mind with every transaction.
Wherever, Whenever, and Whoever They Bank With
With SmartPay, consumers will receive their payment advice through SMS or email alerts and then they can make payments through ADCs.
Bank's Alternate Delivery Channels
- Internet & Mobile Banking
- Digital Wallet and Direct Account Debit
- ATMs & POS Terminals
- OTC (Over-the-Counter) at any bank in Pakistan
Merchant Onboarding
SmartPay is a secure, fast, and reliable platform that simplifies financial management for institutions through an automated payment workflow. In partnership with 1LINK, it offers centralized payment collection, seamless reconciliation, automated reminders, digital receipts, and comprehensive Management Information System (MIS) reporting—ensuring every transaction is handled with efficiency, accuracy, and convenience. Follow these easy steps to get started:
Submit Business Inquiry
Visit our website or download our app to sign up and submit your basic information or queries. Our representative will contact you promptly to initiate the process.
Agreement
Sign the agreement and required forms to proceed with compliance department approval. Ensure that your business complies with the laws of the Islamic Republic of Pakistan.
Setup & Integration
After compliance approval, your business will be seamlessly integrated into the banking network. We’ll integrate your system with SmartPay for online transactions, or provide you with access to our secure portal for easy bill management.
Sit Back and Relax
Focus on your core business and relax—SmartPay takes care of all payment collection technicalities and bank processing. Get ready to start collecting your payments with ease.
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Banks Inegrated
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Wallet/Kiosk Inegrated
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Consumers
Empowering Financial Innovation Through Cutting-Edge Services
Digital Payments
Experience fast, secure, and hassle-free transactions across multiple digital channels—empowering businesses to receive payments instantly and enabling consumers to pay anytime, anywhere, with unmatched convenience and peace of mind.
One-Window Multi-Channel Payment
Seamless payments through multiple channels, including mobile app, web portal, QR codes, NFC-enabled devices, and wearable tech — extending to credit/debit cards, digital wallets, direct bank account debits, and instant transfers. Designed for speed, security, and convenience across every payment touchpoint.
Smart POS Terminals
SmartPay, in partnership with a leading acquiring bank, offers advanced POS devices fully integrated with the SmartPay system — enabling card, NFC, QR, and biometric-based payments seamlessly on a single device.
Loyalty & Rewards Engine
On credit and debit card payments, businesses can seamlessly pass on promotional benefits offered by payment schemes such as Visa and Mastercard — including cashback, instant discounts, and reward points. These offers are applied automatically at the time of purchase, allowing customers to enjoy savings and perks without additional steps.
Easy API Integration
Seamless and developer-friendly payment API integration designed for e-commerce platforms, mobile applications, and ERP systems, enabling businesses to quickly embed secure, multi-channel payment capabilities without disrupting existing workflows.
Mitigate Cash Handling Risk
Reduce the risks, costs, and inefficiencies associated with manual cash handling by shifting to SmartPay’s secure digital payment ecosystem. By enabling direct, traceable, and instant transactions through multiple payment channels, SmartPay minimizes exposure to theft, counterfeit currency, and accounting errors, while improving financial transparency and operational efficiency for businesses and institutions.
What Our Users Are Saying
Real Stories of Success and Satisfaction from Our Diverse Community
“ This platform has completely transformed the way I manage my business finances. The real-time transaction tracking and seamless payment options have saved me so much time and effort! ”
“ As a school owner, keeping track of voucher payments can be challenging. With SmartPay’s online payment acceptance and insightful analytics, I can effortlessly manage receivables, stay organized, and plan ahead for my school’s growth. ”
“ I never thought managing payments could be this simple! SmartPay’s user-friendly platform and secure transaction process give me the confidence to handle my finances with ease and efficiency. ”
“ SmartPay’s payment and voucher management tools are outstanding. The MIS caters to all business types, and the tailored insights align perfectly with my growth goals—truly a game-changer for streamlining payments and boosting efficiency. ”
“ SmartPay’s security features are outstanding. Knowing that my payment data is protected gives me peace of mind, and the platform’s speed and efficiency make every transaction a pleasure. ”
“ SmartPay’s intuitive user interface and robust features have been a game-changer for my business. It’s helped me streamline payment operations and focus on driving growth. ”
Frequently Asked Questions
Utilize SmartPay to simplify your payment processes and achieve your financial goals. Once set up, effortlessly manage transactions and share payment records with ease.
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A centralized payment collection system used by institutions in Pakistan
- Handles online bill collections
- Supports multiple channels including internet banking, ATMs, POS, mobile banking, credit/debit card, wallet, etc.
- Automates reminders, digital receipts, reconciliation, and reporting
Contact Us
Use SmartPay’s secure and versatile payment platform to turn your billing and collection processes into a seamless experience. Once set up, your customers can effortlessly make payments, and you can instantly track and share real-time transaction updates.
Karachi-75350, Pakistan
Al Messaned, Sharjah, UAE